KidsLearnCash

Privacy Policy

Last updated: October 15, 2026

This Privacy Policy explains how KidsLearnCash ("we," "us," or "our") collects, uses, and shares information when you use our website at kidslearncash.com and our mobile applications (together, the "Service"). Please read it carefully. By using the Service, you agree to the practices described here.

Information We Collect

Information you provide

• Account information. Your email address, authentication details, and account and family identifiers. If you sign in with Google or Apple, we receive your email address and any profile information that provider supplies for sign-in, such as a display name.
• Content you enter. The information you add to the Service, such as names or nicknames, balances, transactions, chores (including the days they happen and whether each day was done), savings goals, and wishlist items. Balances, income, spending, and recorded purchases are financial information even though we do not connect to a bank or process payments.
• Setup and settings. Choices you make while using the Service, such as an allowance and chores added through setup, and the family's time zone, which is taken from the device that first schedules a chore so chores fall on the right days. A time zone name is not your location.
• What children add. With a parent's permission, a child using their own view can record their spending, mark chores done, choose what to save for, answer "Was it worth it?" about a purchase they made, and write a short answer about what they'll do first with a goal.
• Money lessons. Which short lessons each child has finished and when, the reading level a parent chose, and whether lessons are on. Answers to the practice questions are not saved.
• Family Access. If you invite relatives, each relative's name, email address and whether you approved them. What relatives add is saved too: gift ideas and chore suggestions (with any link, picture and price they include), items they plan to buy, money they offer toward a goal, and, if they use a gift fund, the amounts they say they are sending you and the gifts they give from it. The Service records these amounts; it does not move money.
• Access codes. PINs used to unlock a family member's view. These are stored in a protected form and cannot be read back by us.
• Optional details. Information you choose to add, such as payment handles you want to appear on a wishlist you share.
• Communications. Information you provide when you contact us for support.

Information collected automatically

Repeated incorrect Parent PIN attempts create security alerts containing the lockout time, a generic device label, cooldown length, and whether the parent reviewed the alert. We keep the latest 20 lockouts in the parent's private account area. Entered PIN guesses are not recorded. Alerts saved offline sync when connected, and this history is removed when the account is deleted.

When you use the Service, we and our service providers may automatically collect certain information about your device and how you interact with the Service, such as device and browser type, operating system, general location derived from your IP address, referring pages, and usage and diagnostic data. We may use cookies, mobile identifiers, and similar technologies to collect this information, to keep you signed in, to remember your preferences, and to help us understand and improve how the Service is used.

Our authentication, security, and messaging integrations can also process app installation identifiers, device and network information, and technical diagnostics. Some SDKs generate installation information or diagnostics when they initialize, independently of whether you enable parent alerts. We do not currently use an advertising identifier or track you across other companies' apps or websites.

If you turn on notifications on a device, we store a notification token for that device so we can send the alerts you chose — for example, that a chore is waiting for your approval or that a relative offered a gift. These alerts can include your children's names, chore names, relatives' names and amounts, and appear on that device's screen. Turning notifications off or signing out clears the local alert registration and requests removal of its server registration; network failures can delay that request. Account deletion removes stored alert registrations. This is separate from installation information managed by the SDKs.

How We Use Information

We use the information we collect to:

• provide, maintain, secure, and improve the Service;
• create and manage your account and keep your data synchronized across devices;
• respond to your questions and provide customer support;
• monitor and analyze trends, usage, and performance;
• develop new features and offerings;
• detect, investigate, and prevent fraud, abuse, and security incidents;
• personalize and improve your experience;
• send you service-related and, where permitted, promotional communications, which you may opt out of at any time; and
• comply with legal obligations and enforce our terms.

Analytics and Advertising

We use information about how the Service is used — such as which features families use, where they get stuck, errors, and performance — to understand and improve it. First-party reports count setup steps such as saving a family, replacing default kid names, approving a chore, or inviting a relative. They use saved account and family records; reporting only totals does not make those underlying records anonymous. We do not analyze children's balances to target advertising. The web app also sends scrubbed error reports from adult-facing pages, but its custom error reporter is disabled in Kid Mode and on a child's own access page. The native iOS app has no separate screen-view, tap, or custom error-reporting SDK. Our backend and the authentication, security, and messaging SDKs can still process technical diagnostics as described above. We do not currently use this data for tracking across other companies' apps or websites.

KidsLearnCash does not currently show advertising. We may add advertising in the future to help support the Service. If we do, we will update this Policy before it is turned on, and:

• it will be limited to adult account holders — never shown in Kid Mode, never directed to children, and never based on a child's information or activity;
• advertising shown to adults may be based on information such as general location, device information, or activity within the Service;
• we will ask for your permission where the law or your device requires it — for example, before any tracking across other companies' apps on iPhone; and
• you will be able to limit it through your device or browser settings or industry opt-out tools.

We do not sell personal information as that term is defined under applicable law. See Children's Privacy below.

How We Share Information

We may share information in the following circumstances:

• Service providers. With companies that perform services on our behalf, such as cloud hosting, authentication, analytics, customer support, and similar functions. They may access information only to perform those services for us.
• At your direction. When you choose to share something. For example, if you create a shareable wishlist link, the information on that page is visible to anyone who has the link. You can revoke a link at any time. If you connect an AI assistant, the information it is allowed to read is shared with that assistant — see Connected AI Assistants.
• With relatives you approve. Through Family Access, an approved relative can see your children's names, their wishlists and savings goals with how much each child has saved, the payment handles you added so they know where to send money, and which of their own gifts have arrived. So gifts aren't doubled up, approved relatives also see what other relatives in the family plan to buy, offer or suggest, with their names. Relatives do not see transaction history, PINs, or other relatives' email addresses. You can remove a relative at any time, and a relative can leave at any time.
• Legal and safety. When we believe disclosure is required by law or is reasonably necessary to protect the rights, property, or safety of our users, the public, or us.
• Business transfers. In connection with a merger, acquisition, financing, or sale of assets, subject to this Policy.
• With your consent. For any other purpose disclosed to you at the time.

We do not sell your personal information.

Connected AI Assistants

A parent or guardian can choose to connect an AI assistant — such as Claude or ChatGPT — to their KidsLearnCash account. Nothing is shared with an assistant unless you connect it and approve access on our sign-in and permission page. A child's own access cannot connect an assistant.

• What it can see. Every connection includes permission to read your children's names or nicknames, balances and totals, transaction history (description, category, amount, and date), chores, savings goals, and monthly summaries. An assistant never receives PINs, email addresses, payment handles, share or invite links, or the identities of people you have given Family Access.
• What it can change. Only what you separately approve: recording deposits and purchases; adding a chore, marking it done, and approving it; and adding an item to a wishlist. An assistant cannot edit or delete existing records, and it cannot move money — the Service only keeps records of money you manage yourself.
• The assistant's provider. Information an assistant retrieves is sent to that assistant and is handled under its provider's own privacy policy and terms. We do not control how that provider uses or retains it.
• What we keep. For each connection we store the assistant's name, the permissions you approved, and when it was created and last used. Access keys are stored only in a protected form that cannot be read back. We keep a private record of each change an assistant makes, so a repeated request is not applied twice. Expired and unused connection records are removed automatically.
• Your control. You can review and disconnect assistants at any time in Settings under Connected AI; disconnecting ends that assistant's access immediately. Deleting your account deletes its connections and these records.

Children's Privacy

KidsLearnCash is intended to be set up and managed by a parent or guardian. Accounts are created and controlled by adults. A child may be given limited access to view their own information within the family account that the adult controls.

We ask for as little information about a child as possible. A nickname or first initial is sufficient, and no verification of a child's name is performed. We do not knowingly collect personal information directly from children beyond what a parent or guardian enters or permits. Records about a child, such as balances, chores, purchase reflections and lesson progress, exist to run the family's own account and are not used to build marketing profiles of children. We do not direct advertising to children or use children's information for targeted advertising.

Parents and guardians can review, edit, or delete a child's information at any time from within the app, and may contact us to request removal. If you believe a child has provided information without parental consent, please contact us and we will take appropriate steps to delete it.

Your Choices and Rights

• Access and correction. You can view and edit the information in your account at any time within the app.
• Deletion. You can delete individual items, or delete your account and its associated data, from Settings. Account deletion is permanent and cannot be undone.
• Deactivation. You may deactivate your account, which pauses access while retaining your data so you can return later. Deactivation does not automatically revoke links you previously shared or access you granted to others; revoke those separately if you wish.
• Communications. You can opt out of promotional messages using the unsubscribe mechanism in those messages.
• Regional rights. Depending on where you live, you may have additional rights regarding your personal information, such as the right to access, correct, delete, or port it, or to object to certain processing. Contact us to exercise these rights.

Data Retention

We retain information for as long as your account is active or as needed to provide the Service, and afterward as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Some records are kept so the Service works correctly: for example, a record that a gift or a chore day was already paid, so it is never paid twice, and a short record of setup steps already applied. When you delete your account, we delete or de-identify the associated information, including lesson progress and these records, except where retention is required by law. When a relative leaves a family, their membership is removed. When a relative deletes their account, the gift ideas, plans and offers they added are removed too; gifts already given from a gift fund, and amounts the family recorded, stay part of the family's records.

Security

We use reasonable administrative, technical, and physical safeguards designed to protect information, including encryption in transit and access controls limiting who can read or change your family's data. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

Where Information Is Stored

We use reputable third-party infrastructure providers to host and process information, and information may be stored and processed in the United States or in other countries where we or our service providers operate. These countries may have data protection laws that differ from those in your country. Where required, we take steps designed to ensure appropriate protection for information transferred internationally.

Third-Party Sites and Services

The Service uses Firebase for authentication, synchronized storage, security attestation, and notifications, and Apple or Google when you choose those sign-in methods. Their integrations process information needed for those services and may process their own technical diagnostics under their privacy policies. Their practices are distinct from our first-party family reports.

The Service may link to or display content from websites and services we do not operate, such as a retailer's product page. Those sites have their own privacy practices, and we are not responsible for them. We encourage you to review the policies of any third-party site you visit.

In parent mode, importing a product link may send that URL to Microlink to retrieve its title, price, and picture, or fetch the retailer's page directly. Browsing a retailer or loading its pictures also contacts that retailer. We save the product details you choose, not a log of every page you browse. Kid Mode does not open the retailer browser or fetch product pictures from retailers; it uses pictures already saved on the device, where available.

Changes to This Policy

We may update this Privacy Policy from time to time, for example when we add features or new ways to support the Service. If we make material changes, we will update the date at the top of this page, provide additional notice where appropriate, and ask for your consent where the law requires it. Your continued use of the Service after an update means you accept the revised Policy.

Contact Us

If you have questions about this Privacy Policy or how your information is handled, contact us at support@kidslearncash.com.